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LIFE INSURANCE PRODUCTS
Term Life Insurance
Enables your family to face life’s uncertainties, in the event of the loss of your life. The death benefit can be paid out as a lump sum, a monthly payment, or an annuity, although most people ask the insurance company for the lump sum
Permanent Life Insurance
These last as long as you pay the premiums and they have a cash value component .
Final Expense Insurance
It covers the cost of anything associated with death, whether it’s medical costs, a funeral, or cremation
Education/School Fees Policy
Policy for school fees pay for your child's or children's private/independent school fees in the event that you are unable to. The policy is generally activated should you (as a parent/guardian) or your spouse becomes ill or dies.
Endowments
An endowment policy is a life insurance contract designed to pay a lump sum after a specific term (on its 'maturity') or on death.
Credit Life Policy
Policy designed to pay off a borrower's outstanding loan
Group Life Insurance
Insurance cover in which a single contract covers an entire group of people. Typically, the policy owner is an employer or an entity such as a labor organization