a) The Bank may, without notice set off against any account or indebtedness of the Customer:

(i) Any other account whether current, Loan, savings or any other type

(ii) Any time or other deposit.

b) The Bank may, upon notice to the Customer, set off his account against any other account or indebtedness in respect of which the Customer is liable, notwithstanding that some other person may also be liable in respect thereof. In such circumstances upon receipt of an indemnity acceptable to the Bank (against costs) and at the Customer’s expense. The Bank will give the Customer any assistance necessary in obtaining a refund.