a) Subject to the Specific Terms and Conditions of the Account, the Bank will provide the Customer with a statement of the Account on a monthly basis covering all the transactions made in and out of the Account over the stated period therein. The Customer may request (at an extra fee) for the statement to be sent at different frequencies; and

b) The contents of any statements of account or statement of any other nature which has been sent by the Bank to the Customer, and to which the Customer has not objected within Twenty eight days from the date of the statement, shall be deemed approved by the Customer and shall not thereafter be challenged by the Customer on any ground whatsoever including but not limited to lack of mandate, forged or inadequate signature;

c) For all purposes, including any legal proceedings, a certificate by any director, manager and/or any authorised signatory of the Bank as to any matter relating to the Account and/or any Debit shall be conclusive and binding upon the Borrower in the absence of any manifest error.